Mount Pleasant Magazine Sept/Oct 2013

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E xperience is an important factor
for East Cooper residents who want to make
sure they are carrying the proper amount of
coverage on their homes and automobiles,
and that’s one of the major attributes offered
by Tony Pope and State Farm Insurance.
Pope recently opened a new location in Mount
Pleasant, and he’s dedicated to providing the same qual-
ity service he’s offered his cus-
tomers in Summerville for more
than two decades. He’s backed by one of the nation’s
top insurance companies.
“State Farm Insurance is the number one auto insurer
in the state, and more
people buy homeown-
ers insurance from State
Farm than any other
insurer,” Pope pointed
out, adding that the
company has been
the number one auto
insurer in the United
States since 1942.
A graduate of the
University of South
Carolina, Pope knows
the meaning of be-
ing a successful State
Farm agent.
“We have 15
licensed agents in our
agency alone who bring
years of service to our
clients and to the community. It’s important to have an
agent who is familiar with the area and who can respond
quickly if you suffer a catastrophic event,” he said.
“Going with the cheapest rate isn’t always the best,”
Pope continued. “You need an agent who can explain the
basics of insurance and be sure you have adequate coverage
to replace your home and its contents.”
Mount Pleasant’s population continues to grow rapidly,
and it’s important for insurance agents to be knowledge-
able about the needs of the town’s residents and others
who live East of the Cooper.
“It is critical that homeowners have hurricane and wind
coverage. Many policies exclude wind and hail or have very
high deductibles,” said Pope. “It’s important to understand
exactly what you are paying for and to know what deduct-
ibles your policy has for wind and hail.”
Homeowners in the Lowcountry also should be con-
cerned about flood insurance, a necessity even for homes
that aren’t in a flood zone. They must be concerned about
storm surges that accompany hurricanes and flooding that
occurs as a result of heavy rains.
Being aware of your options is crucial because, obvi-
ously, you can’t buy insurance for an unforeseen event
after it occurs. In many
cases, you must be
insured a month in
advance. For example,
flood insurance doesn’t
go into effect until
after a 30-day waiting
period. Once the coast
is under a hurricane or
tropical storm watch or
warning, it is too late to
purchase homeowners
or renters insurance.
State Farm rewards
its customers who in-
sure their home as well
as their cars through the
company with a multi-
line policy discount,
and consumers also can
save money by taking common safety precautions and
using items such as deadbolts and fire extinguishers. State
Farm’s claims network, one of the largest in the world,
can be accessed online or by phone.
For more information about how Tony Pope State Farm
can help you save on auto, home, boat, renters, life, business
or health insurance, visit or call
(843) 884-3400. The Mount Pleasant office is located at
3044 Highway 17 North, Suite B.
Helping Homeowners
UnderstandTheir Insurance Options
Networking
By Stacy E. DoMIngo
You and your insurance agent must be aware of your options. For example,
once the coast is under a hurricane or tropical storm watch or warning, it’s too
late to purchase homeowners or renters insurance.