State Farm agent Tony Pope wants to ensure that every homeowner and renter is ready for whatever crisis may come your way. Whether you’ve suffered a fire, theft, natural disaster or other form of damages — he wants to make sure you’re covered.
Filing an insurance claim can seem daunting, but only if one hasn’t prepared a home inventory list. A home inventory list is an accounting of all items in one’s home, along with the value of each item and creating one will expedite the insurance claim process tremendously. Remember to include items from your basement, attic and garage. This list can be a written inventory, digital or visual record, which must be updated and maintained.
A written inventory includes the following: item description (make, model and serial number, if applicable), value and purchase date. The most seamless way to keep everything organized is placing all this information on an Excel spreadsheet. Digital inventory is done through many different apps available.
Completing a visual record is accomplished by doing a walk-through of your home or apartment, videoing every single item and naming it. The other visual option is through photographs of all items. This method will also help maintain organization during a move, as you’ll already have an itemized account should something go missing.
Regardless of your preferred method of documentation, by doing so now, you’ll have saved yourself from future headaches. So, take a few hours out of your busy schedule and make time for this necessary task.
Tony Pope is sure that you’ll find being prepared and organized on the front end will eliminate stress and heartache on the backend.
By Maurice J. Frazier